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Loan with a roof (Too Variable mortgage with roof).
They are loans in which a maximum ceiling for interest rates is agreed for a period (generally the first 10 years).
This avoids the risks that, if interest rates are raised excessively, a repayment installment that cannot be assumed by the family economy will be reached.
In short: a variable rate mortgage loan, in which maximum (and / or minimum) limits have been agreed for the interest rate that can be applied in the review.
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